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Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital ($5K – $2M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people-first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners.

We are seeking a junior statistician, quantitative modeling specialist, or data scientist to join our data science team’s Risk division. If you have exceptional analytical, quantitative and problem-solving skills, some experience in building models in the financial context, a proven track record of bringing your own insights and ideas to problems, the ability to work independently and collaboratively, and the desire to make a direct impact on the success of the business, this is an opportunity for you. 

The ideal candidate has an advanced degree in statistics, economics, mathematics or a related field; 1-2 years experience in data analytics and statistical modeling; strong inner motivation to learn, grow and contribute significantly on the job; intellectual curiosity and honesty; exceptional attention to detail; and excellent interpersonal skills. 

This is a hybrid role out of our San Diego, CA office, with the standard working hours of 8 AM to 5 PM.

You will:

  • Research, implement and test innovative statistical models for underwriting and other areas of the business.
  • Work independently, under guidance from and in collaboration with the data science team, particularly the head of Risk Data Science.
  • Identify relevant data sources and data sets to deliver insights and analysis for business decision-making.
  • Source, cleanse and verify data.
  • Work closely with Analytics and Technology teams to deploy models in production.
  • Communicate statistical solutions to parties across the business in the form of presentations and other materials.
  • Own the accuracy and precision of analysis.

You have:

  •  B.A. or above in statistics, economics, finance, applied mathematics, or related discipline (Master’s preferred)
  • 1-2 years experience in model implementation in fintech, banking or related field
  • 1-2 years experience in data analysis to support business decisions
  • Basic knowledge or strong interest in credit products and risk analysis
  • Independence in problem solving, and ability to own a problem from start to finish
  • Fluency with statistical modeling and familiarity with machine learning methods
  • Fluency with SQL and Python
  • Proficiency with descriptive data analysis and presentation
  • Strong attention to detail and organizational skills
  • Ability and desire to work collaboratively
  • Intellectual curiosity and creativity
  • Strong written and verbal communication skills

We Offer:

  • Great Medical, Vision and Dental Benefits.
  • Health Savings Account.
  • Flexible Spending Accounts.
  • Life and disability insurance.
  • Fantastic 401K with matching contribution.
  • Sick, Vacation, and Holidays.
  • Gym membership contribution.
  • Employee Assistance Program (EAP) – mental health support.
  • Online commuter benefits.
  • Internal Referral Program.
  • Fun team and company events.
  • Start-up culture, within an established business with 13 years of experience.
  • Great central location in San Diego – easy access from highway.

Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status.